Turn your payment card into a digital account with yield and value.

Turn your payment card into a digital account with yield and value.

Most cards only spend money. NAKA lets partners build a digital account layer where users earn, borrow, and spend in one ecosystem. With staking, yield, tokenized assets, and Web3 lending, the card becomes a programmable financial hub. Users gain daily utility. Partners unlock new revenue with minimal integration.

NAKA provides the stablecoin-native infrastructure stack that makes payments programmable, instant, and universally accepted.

ACCOUNT LAYER

ACCOUNT LAYER

ACCOUNT LAYER

The Digital Account Layer: One Experience, Multiple Functions

The Digital Account Layer: One Experience,
Multiple Functions

All value-added services operate inside the same infrastructure:

Card

For Users

For Partners

Hold assets

Earn yields

Borrow against balances

Spend anywhere

Closed-loop system access

Instant stablecoin settlement

Card

For Users

For Partners

Hold assets

Earn yields

Borrow against balances

Spend anywhere

Closed-loop system access

Instant stablecoin settlement

Card

For Users

For Partners

Hold assets

Earn yields

Borrow against balances

Spend anywhere

Closed-loop system access

Instant stablecoin settlement

This is the financial stack of the future modular, programmable, always on 

This is the financial stack of the future modular, programmable, always on 

This is the financial stack of the future modular, programmable, always on 

WEB3 INTEGRATION

WEB3 INTEGRATION

WEB3 INTEGRATION

Why Add Web3 Financial Services to Your Card Program

Users don’t want ten apps for ten financial needs. They want one place where money is stored, grows,

and moves with the same smooth experience they get from digital banking.

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Yield on idle balances

Earn returns while funds wait to be spent

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Yield on idle balances

Earn returns while funds wait to be spent

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Yield on idle balances

Earn returns while funds wait to be spent

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Tokenized assets

Real world spending with digital assets

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Tokenized assets

Real world spending with digital assets

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Tokenized assets

Real world spending with digital assets

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Credit and lending protocols

Borrow against balances instantly

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Credit and lending protocols

Borrow against balances instantly

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Credit and lending protocols

Borrow against balances instantly

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Automated financial actions

Smart contract automation

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Automated financial actions

Smart contract automation

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Automated financial actions

Smart contract automation

With NAKA, these become optional modules added directly into your app. Your card stops being a utility tool and becomes a financial product users return to daily. 

With NAKA, these become optional modules added directly into your app. Your card stops being a utility tool and becomes a financial product users return to daily. 

With NAKA, these become optional modules added directly into your app. Your card stops being a utility tool and becomes a financial product users return to daily.