Turn your payment card into a digital account with yield and value.
Turn your payment card into a digital account with yield and value.
Most cards only spend money. NAKA lets partners build a digital account layer where users earn, borrow, and spend in one ecosystem. With staking, yield, tokenized assets, and Web3 lending, the card becomes a programmable financial hub. Users gain daily utility. Partners unlock new revenue with minimal integration.
NAKA provides the stablecoin-native infrastructure stack that makes payments programmable, instant, and universally accepted.
ACCOUNT LAYER
ACCOUNT LAYER
ACCOUNT LAYER
The Digital Account Layer: One Experience, Multiple Functions
The Digital Account Layer: One Experience,
Multiple Functions
All value-added services operate inside the same infrastructure:

For Users

For Partners
Hold assets
Earn yields
Borrow against balances
Spend anywhere
Closed-loop system access
Instant stablecoin settlement

For Users

For Partners
Hold assets
Earn yields
Borrow against balances
Spend anywhere
Closed-loop system access
Instant stablecoin settlement

For Users

For Partners
Hold assets
Earn yields
Borrow against balances
Spend anywhere
Closed-loop system access
Instant stablecoin settlement
This is the financial stack of the future modular, programmable, always on
This is the financial stack of the future modular, programmable, always on
This is the financial stack of the future modular, programmable, always on
WEB3 INTEGRATION
WEB3 INTEGRATION
WEB3 INTEGRATION
Why Add Web3 Financial Services to Your Card Program
Users don’t want ten apps for ten financial needs. They want one place where money is stored, grows, and moves with the same smooth experience they get from digital banking.

Yield on idle balances
Earn returns while funds wait to be spent

Yield on idle balances
Earn returns while funds wait to be spent

Yield on idle balances
Earn returns while funds wait to be spent

Tokenized assets
Real world spending with digital assets

Tokenized assets
Real world spending with digital assets

Tokenized assets
Real world spending with digital assets

Credit and lending protocols
Borrow against balances instantly

Credit and lending protocols
Borrow against balances instantly

Credit and lending protocols
Borrow against balances instantly

Automated financial actions
Smart contract automation

Automated financial actions
Smart contract automation

Automated financial actions
Smart contract automation
With NAKA, these become optional modules added directly into your app. Your card stops being a utility tool and becomes a financial product users return to daily.
With NAKA, these become optional modules added directly into your app. Your card stops being a utility tool and becomes a financial product users return to daily.
With NAKA, these become optional modules added directly into your app. Your card stops being a utility tool and becomes a financial product users return to daily.