Closed-Loop Retail Systems: Build your own payment economy with stablecoins
Retail chains, coffee networks, universities, gyms, resorts, and campus ecosystems all face the same challenge: traditional acquiring fees eat margin, settlement is slow, and loyalty programs sit disconnected from payments. NAKA enables partners to build a closed-loop payment system powered by stablecoin rails, where transactions settle instantly, fees collapse, and the user experience stays completely familiar, so users never need to know they’re using digital assets, merchants gain speed, lower costs, and programmable capabilities, and you gain full control of the entire payment ecosystem.
Retail chains, coffee networks, universities, gyms, resorts, and campus ecosystems all face the same challenge: traditional acquiring fees eat margin, settlement is slow, and loyalty programs sit disconnected from payments. NAKA enables partners to build a closed-loop payment system powered by stablecoin rails, where transactions settle instantly, fees collapse, and the user experience stays completely familiar, so users never need to know they’re using digital assets, merchants gain speed, lower costs, and programmable capabilities, and you gain full control of the entire payment ecosystem.
Retail chains, coffee networks, universities, gyms, resorts, and campus ecosystems all face the same challenge: traditional acquiring fees eat margin, settlement is slow, and loyalty programs sit disconnected from payments. NAKA enables partners to build a closed-loop payment system powered by stablecoin rails, where transactions settle instantly, fees collapse, and the user experience stays completely familiar, so users never need to know they’re using digital assets, merchants gain speed, lower costs, and programmable capabilities, and you gain full control of the entire payment ecosystem.
Trusted by globally recognized partners
Trusted by globally recognized partners
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Crypto Rails. Familiar UX. Completely Hidden.
Customers do not need to understand crypto, hold private keys, or manage stablecoins.
Behind the scenes:
Users top up their balance through on-ramp partners integrated into your app: bank transfer, card top-up, cash-in - whatever works in your region.
Funds are converted into USD₮ or your chosen digital token and credited inside your branded environment.
When the user pays, NAKA Rail handles settlement instantly and updates balances on the spot.
Onboarding takes months with uncertain outcomes
What users see:
“Pay with balance”
Loyalty rewards
Cashback
Instant confirmations
The digital asset infrastructure is invisible. The experience feels exactly like a modern stored-value system - just far more efficient.
The digital asset infrastructure is invisible. The experience feels exactly like a modern stored-value system - just far more efficient.
The digital asset infrastructure is invisible. The experience feels exactly like a modern stored-value system - just far more efficient.
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What a Closed-Loop Retail System Looks Like
Payments settle instantly on NAKA rail without touching Visa or banking networks, unless you choose to enable global acceptance as a fallback. This gives retailers freedom from traditional acquiring fees while creating a programmable payment experience tailored to their business.
Your branded app or wallet
Your branded app or wallet
A stablecoin or token-based balance used for payments, rewards, and loyalty
A stablecoin or token-based balance used for payments, rewards, and loyalty
A stablecoin or token-based balance used for payments, rewards, and loyalty
NAKA-powered POS terminals across your physical or online venues
NAKA-powered POS terminals across your physical or online venues
NAKA-powered POS terminals across your physical or online venues
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The Pain Crypto Companies Know Too Well
Traditional banking wasn’t built for how crypto businesses operate.
Straightforward Company Setup
Your finance team maintains total control. Employees get frictionless spend access.
Single KYB at the company level
One unified corporate treasury wallet
Spend rules set per employee role
Virtual cards issued instantly
Straightforward Company Setup
Your finance team maintains total control. Employees get frictionless spend access.
Single KYB at the company level
One unified corporate treasury wallet
Spend rules set per employee role
Virtual cards issued instantly
Straightforward Company Setup
Your finance team maintains total control. Employees get frictionless spend access.
Single KYB at the company level
One unified corporate treasury wallet
Spend rules set per employee role
Virtual cards issued instantly
Spend Management Built In
Your operations team stops drowning in manual reimbursement workflows.
Role-based permissions
Per-card and department limits
Real-time spend notifications
Unified reporting and categorization
Spend Management Built In
Your operations team stops drowning in manual reimbursement workflows.
Role-based permissions
Per-card and department limits
Real-time spend notifications
Unified reporting and categorization
Spend Management Built In
Your operations team stops drowning in manual reimbursement workflows.
Role-based permissions
Per-card and department limits
Real-time spend notifications
Unified reporting and categorization
Multi-Asset Spending
Crypto treasury becomes globally spendable without compromising control.
On-chain balance verified at payment
Required value converted in real time
Settles globally via Visa rails
Company ledger updates instantly
Multi-Asset Spending
Crypto treasury becomes globally spendable without compromising control.
On-chain balance verified at payment
Required value converted in real time
Settles globally via Visa rails
Company ledger updates instantly
Multi-Asset Spending
Crypto treasury becomes globally spendable without compromising control.
On-chain balance verified at payment
Required value converted in real time
Settles globally via Visa rails
Company ledger updates instantly
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A Settlement Layer Built for Digital Assets
A Corporate Card That Actually Works
A corporate card for crypto-native companies, working reliably without freezes or rejections.
Treasury That Stays On-Chain
Your treasury remains in digital assets, bypassing fiat systems. Operations continue without banking delays.
Predictable Day-to-Day Operations
Teams can spend across suppliers, travel, software, and services. Payments clear instantly, without manual work.
A Corporate Card That Actually Works
A corporate card for crypto-native companies, working reliably without freezes or rejections.
Treasury That Stays On-Chain
Your treasury remains in digital assets, bypassing fiat systems. Operations continue without banking delays.
Predictable Day-to-Day Operations
Teams can spend across suppliers, travel, software, and services. Payments clear instantly, without manual work.
A Corporate Card That Actually Works
A corporate card for crypto-native companies, working reliably without freezes or rejections.
Treasury That Stays On-Chain
Your treasury remains in digital assets, bypassing fiat systems. Operations continue without banking delays.
Predictable Day-to-Day Operations
Teams can spend across suppliers, travel, software, and services. Payments clear instantly, without manual work.
A Corporate Card That Actually Works
A corporate card for crypto-native companies, working reliably without freezes or rejections.
Treasury That Stays On-Chain
Your treasury remains in digital assets, bypassing fiat systems. Operations continue without banking delays.
Predictable Day-to-Day Operations
Teams can spend across suppliers, travel, software, and services. Payments clear instantly, without manual work.
A Corporate Card That Actually Works
A corporate card for crypto-native companies, working reliably without freezes or rejections.
Treasury That Stays On-Chain
Your treasury remains in digital assets, bypassing fiat systems. Operations continue without banking delays.
Predictable Day-to-Day Operations
Teams can spend across suppliers, travel, software, and services. Payments clear instantly, without manual work.
A Corporate Card That Actually Works
A corporate card for crypto-native companies, working reliably without freezes or rejections.
Treasury That Stays On-Chain
Your treasury remains in digital assets, bypassing fiat systems. Operations continue without banking delays.
Predictable Day-to-Day Operations
Teams can spend across suppliers, travel, software, and services. Payments clear instantly, without manual work.
A Corporate Card That Actually Works
A corporate card for crypto-native companies, working reliably without freezes or rejections.
Treasury That Stays On-Chain
Your treasury remains in digital assets, bypassing fiat systems. Operations continue without banking delays.
Predictable Day-to-Day Operations
Teams can spend across suppliers, travel, software, and services. Payments clear instantly, without manual work.
A Corporate Card That Actually Works
A corporate card for crypto-native companies, working reliably without freezes or rejections.
Treasury That Stays On-Chain
Your treasury remains in digital assets, bypassing fiat systems. Operations continue without banking delays.
Predictable Day-to-Day Operations
Teams can spend across suppliers, travel, software, and services. Payments clear instantly, without manual work.
A Corporate Card That Actually Works
A corporate card for crypto-native companies, working reliably without freezes or rejections.
Treasury That Stays On-Chain
Your treasury remains in digital assets, bypassing fiat systems. Operations continue without banking delays.
Predictable Day-to-Day Operations
Teams can spend across suppliers, travel, software, and services. Payments clear instantly, without manual work.
A Corporate Card That Actually Works
A corporate card for crypto-native companies, working reliably without freezes or rejections.
Treasury That Stays On-Chain
Your treasury remains in digital assets, bypassing fiat systems. Operations continue without banking delays.
Predictable Day-to-Day Operations
Teams can spend across suppliers, travel, software, and services. Payments clear instantly, without manual work.
A Corporate Card That Actually Works
A corporate card for crypto-native companies, working reliably without freezes or rejections.
Treasury That Stays On-Chain
Your treasury remains in digital assets, bypassing fiat systems. Operations continue without banking delays.
Predictable Day-to-Day Operations
Teams can spend across suppliers, travel, software, and services. Payments clear instantly, without manual work.
A Corporate Card That Actually Works
A corporate card for crypto-native companies, working reliably without freezes or rejections.
Treasury That Stays On-Chain
Your treasury remains in digital assets, bypassing fiat systems. Operations continue without banking delays.
Predictable Day-to-Day Operations
Teams can spend across suppliers, travel, software, and services. Payments clear instantly, without manual work.
TREASURY MANAGEMENT
TREASURY MANAGEMENT
TREASURY MANAGEMENT
Optional Extensions for Larger Teams
As teams grow, NAKA extends beyond basic card issuance into structured treasury, permissions, and integrations-supporting complex spend operations without adding operational overhead.
As programs scale, NAKA supports:
Multi-wallet corporate treasury structures
Role-based spending across hundreds of employees
Advanced integrations into payroll or treasury systems
Closed-loop internal payment ecosystems for large organizations
This grows naturally into a full spend-management platform tailored to Web3 companies.
WEB3 INTEGRATION
WEB3 INTEGRATION
WEB3 INTEGRATION
What NAKA Handles
Your team avoids the overhead typically associated with card programs, because NAKA manages:
KYB and compliance
KYB and compliance
Earn returns while funds wait to be spent
KYB and compliance
Earn returns while funds wait to be spent
Visa issuer obligations
Visa issuer obligations
Real world spending with digital assets
Visa issuer obligations
Real world spending with digital assets
Safety collateral & insurance
Safety collateral & insurance
Borrow against balances instantly
Safety collateral & insurance
Borrow against balances instantly
Settlement and reconciliation
Settlement and reconciliation
Smart contract automation
Settlement and reconciliation
Smart contract automation
Multi-asset conversion
Multi-asset conversion
Smart contract automation
Multi-asset conversion
Smart contract automation
Risk monitoring & dispute handling
Risk monitoring & dispute handling
Smart contract automation
Risk monitoring & dispute handling
Smart contract automation